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	<title>Financial Intelligence &#187; Bad Credit Card</title>
	<atom:link href="http://www.figence.com/tag/bad-credit-card/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.figence.com</link>
	<description>Personal Financial Advices, Tips, and Ideas</description>
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		<title>Why You Should Improve Your Credit Score?</title>
		<link>http://www.figence.com/2010/05/18/why-you-should-improve-your-credit-score/</link>
		<comments>http://www.figence.com/2010/05/18/why-you-should-improve-your-credit-score/#comments</comments>
		<pubDate>Tue, 18 May 2010 17:10:07 +0000</pubDate>
		<dc:creator>Farid Fajjri</dc:creator>
				<category><![CDATA[Bad Credit Sources]]></category>
		<category><![CDATA[Bad Credit Card]]></category>
		<category><![CDATA[Bad Credit Score]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.figence.com/?p=404</guid>
		<description><![CDATA[Who is not frustrated if we spend most of our money just to pay interest on loans that seemed never-ending and difficult to get out of debt. But always we take a loan and do the same mistakes in organizing and managing our debts. I am sure almost all of us have been taking credit [...]]]></description>
			<content:encoded><![CDATA[<p>Who is not frustrated if we spend most of our money just to pay interest on loans that seemed never-ending and difficult to get out of debt. But always we take a loan and do the same mistakes in organizing and managing our debts. I am sure almost all of us have been taking credit for urgent needs or just to meet your lifestyle needs.</p>
<p>The big mistake is why you hard out of debt your credit because your credit score still at below 700 level so that the borrower provides high-interest loans than those with high scores. If you really want to take credit, before you&#8217;ll waste hundreds and hundreds of dollars on interest charges then make sure your credit score has 700 point or above.</p>
<p><span id="more-404"></span></p>
<p>When your credit score improves, credit card companies are willing to lower the rates on your balances! In fact, using the secrets found in <strong>the Debt Annihilation Formula</strong>, you will even be able to transfer your balances to 0% interest.</p>
<p>If you&#8217;re not trying to improve your score up to a <strong><a href="http://paydotcom.net/r/88016/medoore/26277407/" target="_blank">100 Points in 100 Days</a></strong> customer, you&#8217;ll waste thousands of dollars on interest and fees for credit card companies.</p>
<p>Related topics:</p>
<li><strong><a href="http://paydotcom.net/r/88016/medoore/26277407/" target="_blank">How to Improve Your Credit Score 100 Points in 100 Days</strong></a></li>
<li><a href="http://paydotcom.net/r/11717/medoore/26277413/" target="_blank"><strong>Credit Score Freedom</strong></a></li>
<li><a href="http://paydotcom.net/r/94702/medoore/26277416/" target="_blank"><strong>Avoiding The Credit Crunch Guide</strong></a></li>
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		<title>Bad Credit Sources Helping You in Getting 100% Guaranteed Approval Loans</title>
		<link>http://www.figence.com/2009/11/08/bad-credit-sources-helping-you-in-getting-100-guaranteed-approval-loans/</link>
		<comments>http://www.figence.com/2009/11/08/bad-credit-sources-helping-you-in-getting-100-guaranteed-approval-loans/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 03:48:10 +0000</pubDate>
		<dc:creator>Farid Fajjri</dc:creator>
				<category><![CDATA[Bad Credit Sources]]></category>
		<category><![CDATA[Advices]]></category>
		<category><![CDATA[Bad Credit Card]]></category>
		<category><![CDATA[Bad Credit Loan]]></category>

		<guid isPermaLink="false">http://www.figence.com/2009/11/08/bad-credit-sources-helping-you-in-getting-100-guaranteed-approval-loans/</guid>
		<description><![CDATA[Are you struggling in applying for loans while you need to repair your bad credit up to $25,000? &#8220;This is it&#8221; taken from new Michael Jackson&#8217;s Movie tittle, even I said it&#8217;s not relevance with what I share in helping you to find best credit sources of lenders who will apply your loans, I mean [...]]]></description>
			<content:encoded><![CDATA[<p>Are you struggling in applying for loans while you need to <strong>repair your bad credit</strong> up to $25,000? &#8220;This is it&#8221; taken from new Michael Jackson&#8217;s Movie tittle, even I said it&#8217;s not relevance with what I share in helping you to find best credit sources of lenders who will apply your loans, I mean this is your time to <strong>refinance your bad credit</strong> and not coming back to the same mistakes.</p>
<p>First, to make easy you in shopping around for credit loans, make sure in your bookmarks available an online <a href="http://boz101.ezcredit.hop.clickbank.net/?tid=figence"><strong>bad credit loan sources</strong></a> which provides directory of bad credit lenders and offers you a guaranteed approval loans. Before you sign up with an online <strong>bad credit lenders directory</strong>, get in first their some free credit tips and free credit counseling services. </p>
<p><span id="more-315"></span></p>
<p>A thing that why you need <a href="http://boz101.ezcredit.hop.clickbank.net/?tid=figence"><strong>directory of bad credit lenders</strong></a> in your list is how easy to get approval loans from legitimate lenders while you can&#8217;t find if you browse yourself manually. You also find risk-free for a full 60 days for being a membership of Credit Sources. CreditSources.org will give you 100% refund If for some reason you are unable to find a loan during that time simply show us where you were denied.  </p>
<p>Another simple thing that you find in CreditSources.org, you&#8217;re allowed to make other payment options include PayPal and e-check, or you can mail in your payment. And you can share your account with up to 3 immediate family members that live in your same address. But not for friends. If your friends would like access to the site, please encourage them to sign up.</p>
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		<title>Get Ready to Clean Your Credit Now!</title>
		<link>http://www.figence.com/2009/10/24/get-ready-to-clean-your-credit-now/</link>
		<comments>http://www.figence.com/2009/10/24/get-ready-to-clean-your-credit-now/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 04:15:12 +0000</pubDate>
		<dc:creator>Farid Fajjri</dc:creator>
				<category><![CDATA[Debt Repair]]></category>
		<category><![CDATA[Advices]]></category>
		<category><![CDATA[Bad Credit Card]]></category>
		<category><![CDATA[Bad Credit Score]]></category>

		<guid isPermaLink="false">http://www.figence.com/?p=303</guid>
		<description><![CDATA[I&#8217;m sure you&#8217;ve knew that lenders would take your credit score history when they will make approval to your loan and calculate how much interest rate based on your credit score. And did you know when you buy a $25,000 car loan,  you must pay over $10,000 more than one who has good credit [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m sure you&#8217;ve knew that lenders would take your credit score history when they will make approval to your loan and calculate how much interest rate based on your credit score. And did you know when you buy a $25,000 car loan,  you must pay over $10,000 more than one who has good credit score just for an interest in 5 years? Yap, good credit level would pay zero for interest and of course they could save more than bad credit. If you don&#8217;t want to loose your bucks then you need to increase your credit level.</p>
<p>Want to relief your credit score quickly? You need to know how to delete 30, 60, 90, 120, and even 150 day late-pays from your credit report virtually overnight. And start over to negotiate with creditors how to lower your interest and make your inquiries completely removed from your report with <a href="http://boz101.37days.hop.clickbank.net/?tid=figence"><strong>inquiry annihilated process</strong></a>.</p>
<p><span id="more-303"></span></p>
<blockquote><p><strong>&#8220;I deleted $96,023.23 from my credit report!&#8221;</strong></p>
<p>Chris, thank you so much for you course. To be honest, I was very skeptical before buying your course. I really had nothing to lose, so I decided to give it a try.</p>
<p>I was shocked when I started recieving letters from Experian, Equifax, and Transunion showing that my charge-offs and account have been deleted. As it turns out, I had over $96,023.23 deleted from my credit report!</p>
<p>Wow! I&#8217;m amazed with your course&#8230; it really really works!</p>
<p><font size=1pt>Stephanie Ross<br />
<strong>Atlanta, Ga</strong></font></p></blockquote>
<p><a href="http://boz101.37days.hop.clickbank.net/?tid=figence">Read</a></p>
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		<title>Become Debt Free with Debt Relief System</title>
		<link>http://www.figence.com/2009/09/29/become-debt-free-with-debt-relief-system/</link>
		<comments>http://www.figence.com/2009/09/29/become-debt-free-with-debt-relief-system/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 17:07:10 +0000</pubDate>
		<dc:creator>Farid Fajjri</dc:creator>
				<category><![CDATA[Debt Repair]]></category>
		<category><![CDATA[Bad Credit Card]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Relief System]]></category>

		<guid isPermaLink="false">http://www.figence.com/?p=290</guid>
		<description><![CDATA[Nothing worse than no action while you keep struggle in debt cycles. I&#8217;m sure you wouldn&#8217;t be one of the many people who living with only &#8216;hope&#8217; willing to get free debt magically and do nothing. You may have tried many debt reliefs or bad credit repairs but none given better impacts for your finance. [...]]]></description>
			<content:encoded><![CDATA[<p>Nothing worse than no action while you keep struggle in debt cycles. I&#8217;m sure you wouldn&#8217;t be one of the many people who living with only &#8216;hope&#8217; willing to get free debt magically and do nothing. You may have tried many debt reliefs or <strong><a href="http://www.figence.com/2009/08/30/consolidate-your-debt-by-yourself/">bad credit repairs</a></strong> but none given better impacts for your finance. I thought many of people got loose in braking their mountain of debts because they don&#8217;t know the strategies and giving up all their problems to their finance advisor, lawyer or other scary legal stuff. </p>
<p>Well, you might have taken one of debt reduction methods that allowed you to re-schedule your payment or transferred to another loan with little lower interest but this one will only have you paying the bills to a different lender which is taking your 15 years or even 25 years to <a href="http://www.figence.com/2009/08/30/consolidate-your-debt-by-yourself/">pay off your debts</a>. Forget to say filing for bankruptcy while you have another option to <strong>get out of your debt</strong> and feel free in 3 to 5 years next.</p>
<p><span id="more-290"></span></p>
<p>I&#8217;d like to deliver you to a <strong><a href="http://2d1ea0qs8laq4sehuq3h177ba6.hop.clickbank.net/?tid=FIGENCE">debt relief system</a></strong> which is inspired by military strategy concept while you don’t have to go out and get an extra job or increase your income to do it.  </p>
<blockquote><p>The Debt Free in Three System™ is a simple 4-step process. Here are a few hints at what’s involved:</p>
<p><strong>Step 1:</strong> Is all about putting the cap on the little leaks that keep families broke or even poor. I even include a special audio program that will halt this immediately after only listening to it once. </p>
<p><strong>Step 2:</strong> Will cut your monthly costs by as much as 70% as soon as TODAY! It’s a few simple tricks that anyone can easily activate. And you probably already know about them. </p>
<p><strong>Step 3:</strong> Is the Secret Military Strategy that works almost as mysteriously as the 80/20 principle and the principle of compound interest. This is the nuclear powerhouse that guarantees you to be out of debt in not 35 years or 25 years but just 3 to 5 years! </p>
<p><strong>Step 4:</strong> Is simply laying out the plan and activating it. Stuff any kid can do.</p></blockquote>
<p><a href="http://2d1ea0qs8laq4sehuq3h177ba6.hop.clickbank.net/?tid=FIGENCE">Read</a></p>
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		<title>Don&#8217;t Worry with Your Bad Credit Auto Loans</title>
		<link>http://www.figence.com/2009/09/14/dont-worry-with-your-bad-credit-auto-loans/</link>
		<comments>http://www.figence.com/2009/09/14/dont-worry-with-your-bad-credit-auto-loans/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 17:47:18 +0000</pubDate>
		<dc:creator>Farid Fajjri</dc:creator>
				<category><![CDATA[Car Loan]]></category>
		<category><![CDATA[Bad Credit Card]]></category>
		<category><![CDATA[Bad Credit Loan]]></category>

		<guid isPermaLink="false">http://www.figence.com/?p=276</guid>
		<description><![CDATA[How nasty when you looked your old car stay in your garage and need more cash for gases and repairs while you could not pay a new affordable car because the banks always reject your car loan application meanly you&#8217;re in bad credit history.  Even you can&#8217;t do anything and struggle to fix your [...]]]></description>
			<content:encoded><![CDATA[<p>How nasty when you looked your old car stay in your garage and need more cash for gases and repairs while you could not pay a new affordable car because the banks always reject your car loan application meanly you&#8217;re in bad credit history.  Even you can&#8217;t do anything and <strong>struggle to fix your bad credit</strong>. So, what suppose to do to brake the history and how can you start to have an own mortgage, own new car and living in free debt?        </p>
<p>It is normal, why the banks more strictly in selection process to approve <a href="http://www.figence.com/2009/03/18/buy-a-new-car-loan-with-no-credit-history/"><strong>car loans for bad credit history</strong></a>. The lenders make sure that every approvals they made guaranteed go to safer investments. They will offer you a deal considering to your history and give you interests satisfies to your credit rating. After your loan has been approved, you will be given the money that you have to pay back in monthly installments over a time period. That&#8217;s why most people who have poor credit score go down to debt cycles because must pay out another credit with high rate interest.</p>
<p><span id="more-276"></span></p>
<p>Actually there are a lot of lenders who will cater to people with bad credit ratings. You just join as a member of YoureApproved.org that allow you to access and get an exclusive bad credit lender list and credit repair kit. You&#8217;ll find over 80 reputed unpublished banks or companies that offer bad credit loans, bad credit home loans, <strong><a href="http://boz101.approval4u.hop.clickbank.net/?tid=figence">bad credit auto loans</a></strong>, and bad credit personal loans to people with bad credit or even a bankruptcy which no many require absolutely like no collateral, no co-signers and no home ownership required.</p>
<p>More important is you&#8217;ll find your applications to be approve in just a few minutes after you joining while YoureApproved.org were contacting several lending companies to receive your auto loan.</p>
<p><a href="http://boz101.approval4u.hop.clickbank.net/?tid=figence">Read</a></p>
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		<title>Getting the Right Credit Card Can Save You Thousands</title>
		<link>http://www.figence.com/2009/06/13/getting-the-right-credit-card-can-save-you-thousands/</link>
		<comments>http://www.figence.com/2009/06/13/getting-the-right-credit-card-can-save-you-thousands/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 03:04:56 +0000</pubDate>
		<dc:creator>Farid Fajjri</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Advices]]></category>
		<category><![CDATA[Bad Credit Card]]></category>
		<category><![CDATA[Credit Card Guide]]></category>

		<guid isPermaLink="false">http://www.figence.com/?p=200</guid>
		<description><![CDATA[Having credit card does not always horrible when you can manage and control how it used. You don’t need to cut off your interesting to have credit card but the point you need how your card give more advantages for you, not for your lifestyle but for your needs. It’s important to use your card [...]]]></description>
			<content:encoded><![CDATA[<p>Having credit card does not always horrible when you can manage and control how it used. You don’t need to cut off your interesting to have credit card but the point you need how your card give more advantages for you, not for your lifestyle but for your needs. It’s important to use your card wisely. </p>
<p><strong>First,</strong> if you desire to have a <a href="http://www.creditcard321.com/">credit card</a> in your pocket while you need to browse the right providers which giving you the best deals and good offers that can save your thousands dollars not just for short term but in long term.</p>
<p><span id="more-200"></span></p>
<p>You can start with a free consumer guide which gives you information about the top ranks of the best credit card providers. The card lenders offers could be varies and gives benefits in some area but not in another, so re-write what they offered before you apply. CreditCard321.com is one of the leading <a href="http://www.creditcard321.com/">credit card</a> browser provides more than 100 major credit cards have reviewed and ranked by its staff under categories such as for 0% APR, credit cards for student, bad credit or business. The website also ranks the top issuers by their offers cash back, gas rebates, rewards, low interest and more.</p>
<p>When you browse look what the card issuer needed for approval, and find based on your history whether for excellent credit, good credit, average credit, bad credit, and no credit options. You also can compare side-by-side including its interest rate and annual fee where the best card you apply.     </p>
<p><strong>Second,</strong> make your credit history always good and always in your mind-set to use your card just for taking benefits the time delay of payment. Make sure what you spend for your needs and you have some cash to pay off your balances in time payments. Cut off the mind-set that telling you can afford to pay monthly payment while obviously you make other bills that not realized by you and make self-perpetuating cycle of hemorrhaging money for the future. </p>
<p>Your cards even give benefits such as making money when you used for paying your business as long as you make sure your business profits could closed and more than the cards rate.   </p>
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		<title>Credit Card Bailout Yes, Consumerism No</title>
		<link>http://www.figence.com/2009/06/03/credit-card-bailout-yes-consumerism-no/</link>
		<comments>http://www.figence.com/2009/06/03/credit-card-bailout-yes-consumerism-no/#comments</comments>
		<pubDate>Wed, 03 Jun 2009 11:59:42 +0000</pubDate>
		<dc:creator>Farid Fajjri</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Bad Credit Card]]></category>
		<category><![CDATA[Credit Card Bailout]]></category>
		<category><![CDATA[Ideas]]></category>

		<guid isPermaLink="false">http://www.figence.com/?p=192</guid>
		<description><![CDATA[For the last month, you may have listened that the Congress and the Senate are working on getting legislation considering credit card bail-out issue. President Obama convened the White House to create policy to anticipate changes from raising interest rates on consumer debt issued by credit card companies.
I reposted what Mr. Obama speaking, “Finally, we [...]]]></description>
			<content:encoded><![CDATA[<p>For the last month, you may have listened that the Congress and the Senate are working on getting legislation considering credit card bail-out issue. President Obama convened the White House to create policy to anticipate changes from raising interest rates on consumer debt issued by credit card companies.</p>
<p>I reposted what Mr. Obama speaking, “Finally, we need to help those Americans who find themselves in a debt spiral climb out. Since so many who are struggling to keep up with their mortgages are now shifting their debt to credit cards, we have to make sure that credit cards don’t become the next stage in the housing crisis. To make sure that Americans know what they’re signing up for, I’ll institute a five-star rating system to inform consumers about the level of risk involved in every credit card.” </p>
<p><span id="more-192"></span></p>
<p>The President also mentioned that will establish a Credit Card Bill of Rights to ban unilateral changes to credit card agreements; ban rate hikes on debt you already had; and ban interest charges on late fees. “Americans need to pay what they owe, but you should pay what’s fair, not just what fattens profits for some credit card company and they can get away with”, Obama said.</p>
<p>If we all received money to pay off our credit cards and bring our mortgage payments up-to-date is might be <a href="http://www.figence.com/2009/04/21/payday-loans-help-your-emergency-needs/">one step of conclusion</a> to attach our economy. But unfortunately, most of us live as a baby boomer who pleasure to purchase the latest gadgets and the most up-to-date wardrobes or cars by credits. Who can afford bad credit for next couple of years? </p>
<p>It means we all have to change our arrangement of our lifestyle while the government help our bad credits. Begin to explore <a href="http://www.testimonials.ws/?src=FRDM&#038;cookie_id=142208122319036766364044113833694884518&#038;sponsor=bestincome21&#038;language=english">more earnings</a> and manage our expenses for just our needs. </p>
<p><a href="http://www.associatedcontent.com/article/1671819/no_credit_card_bailout_for_consumers.html">Read</a></p>
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