I heard that 85% New Year’s resolution failed, but it doesn’t stop us to make new New Year’s resolution every year. And now I want to share what I found on the net, New Year’s Savings Resolutions for Homeowners, thank to HomeownersInsurance.com. Since owning a home is one of the biggest expenses the average person will afford, saving money around the home is crucial. In order to save some money this upcoming year on home-related expenditures – consider these steps: Refinance; shop your homeowners insurance; Reduce energy waste; skim down your cable, phone and internet; and get smart at the grocery store.

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