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American Express Prepaid Card offers a smarter spending and budgeting payment option to millions of consumers and also serve new customer segments that do not rely on traditional charge and credit cards to manage their day-to-day finances. Unlike other prepaid reloadable cards, there are no fees for purchasing the Card online, monthly maintenance, activation, balance inquiries, alerts, Card replacement, foreign currency conversion or loading via bank account. The funds on the Card do not expire, and if lost or stolen, the funds can be replaced. The first monthly ATM cash withdrawal is free, after which a $2.00 fee applies (bank network charges may also apply).